Personal injury refers to the harm inflicted on a person due to the culprit’s negligence, reckless conduct, or intentional misconduct. A reckless driver can hit you or your car. A neighbor’s dog can get loose and bite you. A maintenance crew in a store or office could forget to place a warning on the wet floor, causing you to slip and hurt yourself. Or a restaurant or a catering service company could serve spoiled food, causing you to suffer from food poisoning. If you have been a victim, you have the right to demand to be compensated for personal injury.
Here are some of the most common questions regarding this case and the answers.
1. Why do I need a personal injury lawyer?
Cases related to personal injury are complicated ones. You will need a lawyer who is experienced in taking to court this type of case. In many instances, you will be dealing with the insurance services provider of the person that harmed you. They will find a way to disqualify your claim so that they will not have to pay. Some will offer you a small amount in exchange for dropping the case. Without a knowledgeable personal injury attorney, you will be an easy target for them.
2. How much compensation will I receive?
It is difficult to establish an outright estimate of how much you will receive. This is why you need a lawyer who is an expert in this type of case. He will conduct a research about past resolved cases similar to yours to see how much was given to the victims as compensation. Keep your medical bills because they will be included in the computation. If the injury made you incapable of reporting to your job, you will be entitled to a compensation that is equal to the salary that you would have received if you were able to go to work.
3. Is there a time limit for me to file my claim?
It is important to know the laws in the state where you are residing. In some states, you can file a personal injury claim within three years after the incident. However, it will be best for you to do it right after the incident when the evidence is still fresh and you can clearly describe what happened.
4. Must I accept the insurance company’s offer for settlement?
An insurance company is still a business and it will always offer a small amount for you not to go to court. You know that you are entitled to more than what they offer.
Find a personal injury specialist to help you get what you really deserve. Their fees will depend on the payment that you will receive and you can expect them to work hard to help you win.